What Should I Tell My Insurance Company After a Car Accident?
Getting into a car accident is a traumatic event. Because of the anxiety it induces, many people simply forget what they are supposed to do afterward or are just too overwhelmed to try. They just can’t think clearly about any one thing, especially not about what they should say to their insurance company.
This is when drivers often begin to ask, “What should I tell my insurance company after a car accident?” The truth of the matter is that you may not have to tell them anything. Our lawyers at Crowell Law Offices can handle the situation for you so that you can focus on recovery and repair.
Identifying Fault After A Car Accident
The most important thing to remember when reporting an accident is not to claim fault or accept blame for the accident.
It’s normal to be unsure of the details and events, especially if you are dealing with other types of trauma. But you should not accept blame or tell anyone—including your insurance company—that it was your fault until you have a chance to settle down, think clearly, and speak with your lawyer.
You may not have to call the police after a car accident, but you probably should. At this point, it is unnecessary to claim fault at all because you probably do not fully understand who is at fault unless you made a deliberate choice to cause an accident.
Instead, let the police fill out the accident report so that when it does come time to evaluate all of the details and decide who is at fault, all the unbiased facts are present.
One thing you can do to help is to take photos or video of the scene and all of the elements involved in the accident, including the weather and car damage.
What Will the Insurance Company Need?
Providing the accident report is crucial to making sure that the insurance company can proceed with handling the case. Our lawyers can get the appropriate documents for you, as long as you make sure one exists by calling the police at the time of the accident.
Our attorneys can deal with your insurance company for you, and it is probably best that you allow us to negotiate on your behalf. You can help by providing us with some of the following documents:
- Current insurance policy
- Time-stamped images
- Time-stamped videos
- Medical records and receipts
- Mechanic records and receipts
Get Help from a Sacramento Car Accident Attorney
If this is your first time in an accident, figuring out what to do next can be chaotic and confusing. Until the details are uncovered and we have a chance to figure out exactly what happened, it’s best to wait to speak with your insurance company and to allow your attorney to handle the communicating.
If you have been in a car accident, we can help you figure out how you should move forward. Before you speak to anyone, speak with us by calling 916-303-2800.