How Does Car Insurance Work in California?

Getting into a car accident is a scary experience and it can leave you uncertain about your financial future. When you’ve experienced physical injuries from the wreck, recovering compensation to pay for your medical expenses will be essential. You may have other finances you need covered, as well, which include damages to your vehicle and lost wages from missing work.

Filing a car accident lawsuit against the liable party after your accident can be one of the best ways to obtain a settlement that covers all of your damages. At Crowell Law Offices, our attorneys have experience handling car accident lawsuits and we can help you prove fault against the liable party in your accident. A Sacramento car accident lawyer from our team can support in your legal journey.

California’s Fault Insurance Law

Although some states have a no-fault insurance law that requires all drivers to purchase personal injury protection to cover their damages in the event that they get into an accident, California holds all negligent drivers accountable for any accidents that occur. If you get into an accident and someone else is responsible for causing the collision, you have the right to sue.

Modified Comparative Fault

California also has a modified comparative fault law in place that protects partially at-fault parties in accidents. If you were partially at fault for causing your car accident, you still have the right to file for compensation. As long as you were less than 50 percent at fault, you can file a claim. Your percentage of fault will simply be deducted from your overall settlement amount.

How to Prove Negligence Against the Liable Party in Your Wreck

In order to receive compensation for your damages, you’ll need to be able to prove negligence by providing sufficient evidence in court. Your car accident attorney in Sacramento will work closely with the police and your doctor to gather your medical records, the police report, photographs, and any witness testimonies. Once the defendant can be successfully named, your claim can be calculated.

Contact a Sacramento Car Accident Attorney

With California’s insurance law recognizing fault, you’ll have the opportunity to move forward with a lawsuit as soon as your car accident occurs. Hiring an experienced attorney from Crowell Law Offices can be the key to maximizing your claim.

If you’re ready to speak with a Sacramento car accident lawyer about your case, call 916-303-2800 or fill out the contact form below to schedule a free consultation.