Things to Know About Insurance Companies

When you get injured in an accident, you’ll likely have to deal with your insurance company during your recovery. Whether you experienced a car accident, a falling accident, or a defective product injured you in Sacramento, California, your post-recovery process may be similar.

You’ll need to recover compensation to relieve your financial burden, and your insurance company may offer you a settlement. But if you weren’t responsible for causing your accident, you shouldn’t have to pay for your damages. This includes your medical expenses, lost income, or property damage.

Although going through your own insurance may seem less stressful, there are many benefits to filing a personal injury claim against the at-fault party. Discussing your case with a Sacramento personal injury lawyer from Crowell Law Offices can give you some perspective on how insurance companies operate.

They Know How to Negotiate

Insurance companies and the agents who work there know how to negotiate. When discussing your accident with your insurance agent, you may think you’re getting a good settlement offer. But the reality is you’re likely getting negotiated out of the money you deserve. When you weren’t at fault for causing your accident, you shouldn’t have to settle for less. The liable party should have to pay up.

They Aren’t Always Working Toward Justice

Insurance companies may seem like they have good intentions because they’re willing to give you money for what you’ve been through. But they’re only giving you back some of the money you’ve already paid out through your insurance premium. Insurance companies don’t have your best interest in mind and they aren’t working toward justice. They’re doing their job and saving every penny they can.

They Don’t Always Deliver Fair Settlements

When you receive a swift settlement offer from your insurance company, you may think you’re in luck. But the first settlement you receive usually isn’t a fair one. Insurance companies offer quick and low settlements because they think people will take them and run. You deserve more money, even if it takes more time to get it. Don’t fall for the trick these insurance companies play.

Contact a Sacramento Personal Injury Attorney

When you’re injured because of someone else’s negligence, you have the right to compensation. An experienced attorney can calculate the value of your claim so you know exactly how much to fight for. If you’d like to schedule a free consultation with a Sacramento personal injury lawyer from Crowell Law Offices, call 916-303-2800 or fill out the contact form below.