04 Apr What Makes Car Accident Claims So Complicated?
At Crowell Law Offices, we often receive calls from clients who need help filing a car insurance claim after a vehicle collision. In many cases, the victims have tried to file the claim on their own, only to become overwhelmed with the many hoops insurance companies try to make them jump through to obtain compensation.
Accident claims should be simple and easy, shouldn’t they? After all, the law demands that all drivers carry insurance coverage in case of collisions and injuries. Sadly, many things aren’t as easy and simple as they should be. Let’s take a look at why accident claims for auto wrecks are so complicated.
Auto Insurance Companies Don’t Want to Compensate You
The main reason vehicle accident claims are so difficult is because you’re trying to get paid by insurance companies that are for-profit businesses. If insurance companies were all nonprofit, things might be different.
We can debate capitalism’s benefits and drawbacks another time, but as things stand now, in order to get the money owed to you, you must convince the insurer of several things:
- That you were injured in the vehicle collision
- That it wasn’t your fault or you were very slightly at fault
- That your injuries are as serious as you’re saying
- That the other driver was negligent
Have you ever tried to convince friends of something when you knew they didn’t want to be convinced? They stubbornly refuse to see your side, no matter how much evidence you show them. They will twist your words and counter your points with points of their own.
There’s your complication. Insurers don’t want to pay you, and they will do anything they can to devalue your car crash claim, sometimes resorting to some pretty underhanded tactics. That leads to the next complication.
Gathering Evidence to Prove Your Auto Crash Case Is Not Easy
To get the money owed to you for a vehicle wreck you didn’t cause, you must prove your case. You’ve just been injured in a wreck—how are you supposed to run all over town to investigate the cause of your collision so you can prove liability? Realistically, you can’t—at least not without some legal help.
What kind of evidence do you need to prove your case? Depending on your circumstances, you will need some or all of the following:
- The accident report
- Witness statements
- Video and photographic evidence
- Doctors’ reports
- Crash experts
Now you understand why vehicle wreck claims are so complicated, and we’ve barely scratched the surface of the difficulty of some types of cases. Imagine having to take your case to court …
Need Help Filing a Vehicle Crash Claim in California?
Filing a claim for a car crash can be challenging, especially if you’ve been seriously injured. Negotiating with insurance companies is not a pleasant experience, and it’s made more frustrating when they don’t play fair. But giving up is not an option. You need to be compensated for the suffering you’ve endured due to a negligent driver.
Filing a car wreck claim doesn’t have to be so complicated. Let Crowell Law Offices handle the tough stuff for you. We’ll walk you through every step of the claim process, and we can communicate with insurers for you. Speak with us in a free consultation by calling 916-303-2800 or completing the online contact form below.