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How Long Does a Personal Injury Claim Usually Take?

How Long Does a Personal Injury Claim Usually Take?

The length of time a personal injury claim takes can vary greatly depending on the specific details of the case. For many injured individuals, the process may feel slow, especially when medical bills are piling up and lost wages are creating financial strain. While some claims may resolve in just a few months, others can take a year or more to fully settle or reach a verdict in court.

In California, there’s no fixed timeline for how long a personal injury case will last. Factors like the severity of injuries, the willingness of insurance companies to cooperate, and whether the case goes to trial all play a role in determining how long it takes. At Crowell Law Offices, our experienced personal injury attorneys are committed to helping injured victims navigate the legal process efficiently while working to secure the maximum compensation possible.

Understanding the Process

A personal injury claim typically begins once an injured party receives medical treatment and contacts a personal injury lawyer. From that point forward, the attorney gathers medical records, accident reports, and other necessary evidence to build the claim. This documentation is critical to proving liability and calculating damages.

The next step involves submitting a demand to the insurance companies. If the insurer agrees to a fair settlement, the process may be wrapped up within a few months. However, if the insurer disputes liability or offers a settlement that doesn’t fully account for the victim’s medical expenses, lost wages, or pain and suffering, the process can take much longer.

In some cases, filing a personal injury lawsuit becomes necessary. This moves the case into formal litigation and includes steps like the discovery phase, depositions, and possibly trial. These legal proceedings can extend the timeline significantly, especially in cases involving serious injuries or multiple parties.

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Factors That Can Extend the Timeline

Many personal injury cases depend on the injured person reaching a stage known as maximum medical improvement. This is when the injured party has completed medical treatment or reached a stable point in their recovery. Reaching this point allows your legal team to assess the full scope of your damages, including long-term medical needs and any permanent disability.

Severe injuries typically require more extensive treatment and longer recovery times. In these cases, it’s important not to rush the settlement process, as doing so could result in compensation that doesn’t fully cover future medical care or rehabilitation.

Another factor that can slow the process is disputed liability. If it’s unclear who caused the accident or if the insurance companies refuse to accept fault, the case may need to go through a more involved legal process, including discovery and possibly trial.

Multiple-party cases also tend to take longer. If several people or entities were involved in the accident, your legal team must coordinate communications, share evidence, and negotiate with more than one insurance adjuster or defense attorney.

The Role of Insurance Companies

Insurance companies play a significant role in how long a personal injury claim takes. Some insurers respond quickly and negotiate in good faith, while others delay the process or attempt to reduce the value of the claim. When this happens, having strong legal representation becomes even more important.

Your personal injury attorney may need to push back against unfair settlement offers or delay tactics. This could involve gathering additional medical documentation, obtaining expert opinions, or preparing for trial to pressure the insurer into negotiating seriously. While this approach can take more time, it often leads to a more favorable outcome for the injured party.

Why Medical Treatment Matters

Medical treatment is at the heart of every personal injury case. The duration, type, and extent of treatment all influence the value of a claim. Ongoing care, surgeries, physical therapy, or treatment for catastrophic injuries such as spinal cord damage must be documented thoroughly through detailed medical records.

In some situations, medical providers may need time to determine whether an injury is temporary or permanent. Until this determination is made, it can be risky to settle the claim, as future medical costs may not yet be known. Your attorney may advise waiting until all relevant medical records are available to ensure you receive fair compensation.

Legal Representation Can Make a Difference

Hiring an experienced personal injury lawyer can make the entire process more efficient and less stressful. Your legal team handles communication with insurance companies, collects necessary documentation, manages deadlines, and advises you on when to accept a settlement offer or pursue litigation.

Legal representation also adds credibility to your claim. Insurance adjusters are more likely to take your case seriously when they know a knowledgeable attorney is involved. This can sometimes lead to faster settlements, especially when the attorney provides strong evidence of the defendant’s negligence and the extent of the injured party’s damages.

At Crowell Law Offices, our personal injury attorneys have extensive experience managing claims of all sizes and complexities, including those involving multiple parties, disputed liability, and long-term medical care. We work closely with each client to ensure their case is handled with care, transparency, and attention to detail.

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The Importance of Patience

While it’s understandable to want a fast resolution, settling too soon can result in receiving far less than what the case is truly worth. Insurance companies often offer quick settlements that may not fully account for future medical expenses or lost income.

It’s worth noting that most personal injury claims do not go to trial. The majority settle during pre-litigation or shortly after a lawsuit is filed. However, when fair compensation cannot be reached through negotiation, the legal process must continue to ensure justice for the injured person.

Every case is different. Some may settle in just a few months, especially if the injuries are minor and liability is clear. Others may take over a year, particularly if litigation is required or if there are delays in treatment or documentation.

Schedule a Free Consultation with Crowell Law Offices

Learn more about how long a personal injury claim might take in your unique case. Call Crowell Law Offices at (916) 303-2800 to schedule your free, no-obligation consultation. You can also reach us anytime through our contact page. Let us help you pursue the compensation you deserve while guiding you through every step of the legal process.

Personal Injury Claim FAQs for Sacramento

How long does it typically take to settle a personal injury case in California?

Most personal injury cases resolve within six months to two years, depending on the complexity of the case, the severity of the injuries, and the cooperation of the insurance companies involved.

Will my case take longer if I have serious or long-term injuries?

Yes. Cases involving severe injuries often take longer because it’s important to wait until your condition stabilizes or reaches maximum medical improvement before settling to ensure all future medical expenses are accounted for.

What can delay a personal injury settlement?

Delays can happen due to ongoing medical treatment, disputed liability, complex insurance issues, or a lack of sufficient evidence. Legal disputes and uncooperative insurance adjusters can also extend the timeline.

Do most personal injury claims go to trial?

No. Most personal injury claims settle out of court. However, if negotiations fail to produce a fair settlement, your attorney may recommend proceeding to trial.

How does hiring a lawyer affect the timeline?

Hiring an experienced personal injury lawyer can help avoid unnecessary delays, ensure your claim is handled professionally, and improve your chances of reaching a timely and fair resolution.